Finding a loan should be one of the first things you do, before you even begin to look for a house. You need to choose the lender you want to work with and decide what kind of loan is best for you.
I’ll sort through the hundreds of loan products available to you. Then, together, we’ll determine whether an FHA, conventional, or VA loan is most appropriate for you and decide with whom you ultimately want to place your loan. We’ll discuss the differences between fixed and adjustable interest rates as well as down payment options to avoid additional charges for mortgage insurance. If you’re a first-time home buyer, you may be eligible for special low interest rates, or perhaps a loan with no down payment.
Once you’ve decided what kind of loan package you want, and you’ve been pre-approved for that loan, we can begin searching for your new home!